CERTIFICATES

For those dedicated to long-term saving, our Certificates of Deposit (CDs) earn a higher Annual Percentage Rate (APR) than our primary savings and Holiday Club Savings accounts. With flexible term options of 6, 12, 24, or 36 months, CDs provide the opportunity to lock in your savings securely. You can open a CD with a minimum balance of $1,000. Upon maturity, you have a 10-business-day period to make any changes before it automatically renews for the same term at the current APR. Be aware that early withdrawal will result in a penalty fee equal to 90 days of earned dividends.

View Rates

IRAs

We offer Roth, Traditional, & Educational IRAs at 2.00% APR for retirement savings. For more information on IRAs, please consult your tax or financial advisor. Please visit the IRS website (www.irs.gov) for general information.