Rates Used Auto Loans
Effective as of: January 01,2025
Find a Vehicle:
Used Automobiles and Motorcycles /RVs (Up to 3 years old)
| TERM | APR(1) | BLUE BOOK VALUE |
|---|---|---|
| 36 Months | 5.49% | 90% Low Blue Book Value |
| 36 Months | 6.49% | 100% Low Blue Book Value |
| 36 Months | 7.49% | 100% High Blue Book Value |
| 48 Months | 5.99% | 90% Low Blue Book Value |
| 48 Months | 6.99% | 100% Low Blue Book Value |
| 48 Months | 7.99% | 100% High Blue Book Value |
| 60 Months | 6.49% | 90% Low Blue Book Value |
| 60 Months | 7.49% | 100% Low Blue Book Value |
| 60 Months | 8.49% | 100% Hi Blue Book Value |
| 72 Months (up to 3 yrs old) | 6.99% | 90% Low Blue Book Value |
| 72 Months (up to 3 yrs old) | 7.99% | 100% Low Blue Book Value |
| 72 Months (up to 3 yrs old) | 8.99% | 100% High Blue Book Value |
| * Vehicle Year: 24,23,22,21 | Limited 100K |
Used Automobile and Motorcycle Loans(2)
| TERM | APR(1) | BLUE BOOK VALUE |
|---|---|---|
| 36 Months | 7.99% | 90% Low Blue Book Value |
| 36 Months | 8.49% | 100% Low Blue Book Value |
| 36 Months | 8.99% | 100% High Blue Book Value |
| 48 Months | 8.49% | 90% Low Blue Book Value |
| 48 Months | 8.99% | 100% Low Blue Book Value |
| 48 Months | 9.49% | 100% High Blue Book Value |
| * Vehicle Year:20,19,18,17,16,15(5 to 10 years old) | ||
| 730 or above (1%less) current rate | 1% off for Hybrid/Electric Vehicles | |
(1) APR = Annual Percentage Rate
(2) Floor Limit 4.49% for Hybrid/Electric Vehicles only
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government Agency National Credit Union Administration, a U.S. Government Agency.